:root{--navy:#061426;--orange:#ff6b16;--blue:#1267d8;--text:#0f172a;--border:#e5e7eb;--bg:#f8fafc}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--text);line-height:1.55}a{text-decoration:none;color:inherit}
.topbar{background:#061426;color:white;height:70px;display:flex;align-items:center;justify-content:space-between;padding:0 28px;position:sticky;top:0;z-index:50;box-shadow:0 3px 18px rgba(2,6,23,.2)}
.logo{font-size:30px;font-weight:900;letter-spacing:-1px}.logo span{color:var(--orange)}nav{display:flex;gap:28px;align-items:center;font-weight:800}nav a{color:white}nav a.active,nav a:hover{color:var(--orange)}
.page{max-width:1550px;margin:0 auto;padding:28px 18px 40px}.layout{display:grid;grid-template-columns:1fr 360px;gap:28px}
.hero{display:grid;grid-template-columns:1.05fr .95fr;background:white;border-radius:12px;overflow:hidden;box-shadow:0 3px 16px rgba(15,23,42,.08);min-height:315px}.hero-text{background:#071527;color:white;padding:45px}.hero h1{font-size:38px;line-height:1.18;margin:0 0 22px;max-width:560px}.hero p{font-size:18px;color:#dbeafe;max-width:580px}.hero-img{background:#111827}.hero-img img{width:100%;height:100%;object-fit:cover;display:block}
.btn{display:inline-block;background:var(--orange);color:white;padding:15px 22px;border-radius:8px;font-weight:900;margin-right:12px;margin-top:22px}.btn.outline{background:transparent;border:2px solid white}
.block{margin-top:28px}.block-title{display:flex;align-items:center;justify-content:space-between;margin-bottom:16px}.block h2{font-size:24px;margin:0;border-left:4px solid var(--orange);padding-left:16px}.see-all{color:#0b63ce;font-weight:800}
.topic-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:14px}.topic{background:white;border:1px solid var(--border);border-radius:10px;padding:22px 14px;text-align:center;box-shadow:0 2px 9px rgba(15,23,42,.05);min-height:168px}.topic .icon{font-size:45px;color:var(--orange);line-height:1}.topic h3{font-size:16px;margin:12px 0 4px}.topic p{font-size:14px;color:#334155;margin:0}.topic .link{display:block;margin-top:12px;color:var(--orange);font-weight:800;font-size:14px}
.calc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.calc{background:white;border:1px solid var(--border);border-radius:10px;padding:24px;box-shadow:0 2px 9px rgba(15,23,42,.05);min-height:160px}.calc h3{margin:0 0 8px;font-size:17px}.calc p{color:#334155;font-size:14px}.calc .run{color:#0b63ce;font-weight:800}
.sidebar{display:flex;flex-direction:column;gap:18px}.ad-img{background:white;border-radius:12px;box-shadow:0 4px 18px rgba(15,23,42,.1);padding:10px}.ad-img img{width:100%;display:block;border-radius:8px}.ad-label{text-align:center;font-size:11px;color:#334155;margin:-2px auto 6px;border:1px solid #d1d5db;border-radius:20px;width:75px;background:white}
.side-section{background:white;border-radius:12px;padding:18px;box-shadow:0 3px 16px rgba(15,23,42,.08)}.side-section h3{margin:0 0 14px}.news{display:grid;grid-template-columns:64px 1fr;gap:12px;margin-bottom:12px}.news img{width:64px;height:48px;object-fit:cover;border-radius:6px}.news strong{font-size:14px;line-height:1.25}.news span{font-size:12px;color:#64748b}
.article,.formbox{background:white;border-radius:12px;padding:38px;box-shadow:0 3px 16px rgba(15,23,42,.08);max-width:980px}.article h1{font-size:42px;line-height:1.15}.article h2{margin-top:32px}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}.card{background:white;border:1px solid var(--border);border-radius:12px;padding:22px;box-shadow:0 2px 9px rgba(15,23,42,.05)}.card h3{margin-top:0}.card-img{width:100%;height:140px;object-fit:cover;border-radius:10px;margin-bottom:14px}.badge{display:inline-block;background:#e0f2fe;color:#075985;padding:4px 10px;border-radius:999px;font-size:12px;font-weight:800;margin-bottom:8px}
label{font-weight:800;display:block;margin-top:14px}input,select,textarea{width:100%;padding:12px;border:1px solid #cbd5e1;border-radius:8px;font-size:16px}button{background:var(--orange);color:white;border:0;border-radius:8px;padding:13px 20px;font-size:16px;font-weight:900;margin-top:16px;cursor:pointer}.result{margin-top:16px;background:#ecfeff;border:1px solid #67e8f9;border-radius:10px;padding:16px;font-weight:900}
footer{background:#061426;color:white;text-align:center;padding:28px;margin-top:40px}@media(max-width:1200px){.layout{grid-template-columns:1fr}.sidebar{display:none}.topic-grid{grid-template-columns:repeat(3,1fr)}.calc-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:760px){.topbar{height:auto;display:block;padding:18px}nav{margin-top:14px;flex-wrap:wrap;gap:14px}.hero{grid-template-columns:1fr}.hero h1{font-size:30px}.topic-grid,.calc-grid{grid-template-columns:1fr}}